How can I minimise the amount of tax paid when I die?

When Arcus advised my late parents, I was very grateful for the patience and sensitivity that was shown. In my own dealings with them, I always feel that I am in safe and competent hands.

Leaving behind a legacy

As you enter later life, your priorities change, and you no longer worry so much about yourself. Instead, your worries are centred around your family and what will happen when you pass away.

Concerns about Inheritance Tax and gifting are all too common, but they needn’t be keeping you up at night. If you start planning now, you’ll put your loved ones in a good financial position in the future.

How we can help

Inheritance Tax, estate planning and trusts can be complex. That’s why you need high-quality financial advice to guide you through it.

We’ll ensure that more of your wealth goes to the people you choose, rather than the tax office. And, if you’d prefer to see loved ones enjoying your wealth during your lifetime, we can discuss your gifting options.

By working with you to gain an understanding of what matters most, we will ensure your family benefits from your legacy in the most tax-efficient way.

The Financial Conduct Authority does not regulate estate planning.

The Financial Conduct Authority does not regulate tax planning.

  • Tax-efficient solutions We demonstrate exceptional knowledge in this area and will recommend tax-efficient ways to keep your wealth in the family.
  • Long-term planning Our advisers may recommend trusts to protect your assets in the future from taxation, care fees and bloodline issues such as divorce.
  • Speaking in plain English We understand it can be confusing for you. So, we’ll explain your options and what everything means without using financial jargon.

The value of advice

Yes, we offer professional advice and take care of your worries, but our value goes beyond that.

We turn the complex into something simple and enable you to understand your finances. We deal with sensitive solutions with empathy and build a relationship formed of trust. Value might be hard to quantify, but we make it look easy.

More of life’s big questions

Our work encompasses all of life’s major events and we have specialist advisers on hand to navigate your worries.

Can I understand how much money I need to retire?

We know the retirement process like the back of our hands, so there’s no team better equipped to advise you.

Are my investments delivering what I need them to?

Delegate to someone who has experience in delivering what you need from your investments.

How do I make sure my family is secure if I die or fall ill?

Plan ahead to avoid money worries piling up and reaching a point where you’re unable to do anything yourself.

How can I get a mortgage to find my dream home?

Our team of independent mortgage advisers will put their heart and soul into finding the right mortgage for you.

Is equity release the right option for me?

Equity release is a big decision. So big, in fact, that you don’t want to make the decision alone.

How can I take money from my business tax-efficiently?

We’ll work together to achieve the best outcome because we care about you personally and your business.

What do I need to think about when it comes to selling my business?

We’ll be there through every twist and turn, from the first potential sale to telling your employees and beyond.

I’ve received an inheritance, how do I invest it?

Our advisers will go at your pace, advising you on where best to place this newfound money.

How can I minimise the amount of tax paid when I die?

We’ll plan ahead to ensure that more of your wealth goes to the people you choose, rather than the tax office.