Is equity release the right option for me?

We’ve used our adviser at Arcus for more than 13 years and find that he only gives true and honest advice. He’s never pushy and always puts our best interests first. We’ve recommended him to family and friends and will continue to do so.

Don’t go it alone

Equity release can be appealing for many reasons. For some, it’s an opportunity to release a lump sum from their home to take a holiday, buy a car, or help out a loved one. Others may need it to pay off an interest-only mortgage.

Equity release is a big decision. So big, in fact, that you don’t want to make the decision alone. And the only way to make sure you’re doing the right thing is to speak to an independent adviser.

How we can help

Equity release may not be right for everyone, and if we believe it’s not the route you should be taking, we’ll be honest with you and provide an alternative solution. It’s only when we decide that it is right for you that we find the most suitable option for your circumstances and objectives.

Our advisers hold qualifications and experience in this area and guide you through all the options and solutions available to help you achieve your goals.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

  • Honesty comes first We want you to feel confident that you’re making the right decision. If we don’t feel it’s the right route, we’ll suggest a different approach.
  • Exploring your options With a range of equity release plans available, we’ll talk you through the positives and negatives of each to help you make an informed decision.
  • Identifying your goals At the end of the day, we want what’s best for you. By discussing your goals early on, we can tailor our advice to help you achieve them.

The value of advice

Yes, we offer professional advice and take care of your worries, but our value goes beyond that.

We turn the complex into something simple and enable you to understand your finances. We deal with sensitive solutions with empathy and build a relationship formed of trust. Value might be hard to quantify, but we make it look easy.

More of life’s big questions

Our work encompasses all of life’s major events and we have specialist advisers on hand to navigate your worries.

Can I understand how much money I need to retire?

We know the retirement process like the back of our hands, so there’s no team better equipped to advise you.

Are my investments delivering what I need them to?

Delegate to someone who has experience in delivering what you need from your investments.

How do I make sure my family is secure if I die or fall ill?

Plan ahead to avoid money worries piling up and reaching a point where you’re unable to do anything yourself.

How can I get a mortgage to find my dream home?

Our team of independent mortgage advisers will put their heart and soul into finding the right mortgage for you.

Is equity release the right option for me?

Equity release is a big decision. So big, in fact, that you don’t want to make the decision alone.

How can I take money from my business tax-efficiently?

We’ll work together to achieve the best outcome because we care about you personally and your business.

What do I need to think about when it comes to selling my business?

We’ll be there through every twist and turn, from the first potential sale to telling your employees and beyond.

I’ve received an inheritance, how do I invest it?

Our advisers will go at your pace, advising you on where best to place this newfound money.

How can I minimise the amount of tax paid when I die?

We’ll plan ahead to ensure that more of your wealth goes to the people you choose, rather than the tax office.