How can I take money from my business tax-efficiently?

My adviser has, at all times, been courteous, professional and provided an exemplary service, often investing significant time and effort into researching issues for which they received no specific financial benefit and did not fall into their remit.

Extract cash with ease

Your business is growing and you’re happy with the progress you’ve made. You’ve built up a substantial excess cash reserve and now seems like the right time to withdraw money from the business. However, you’re not quite sure how to do this tax-efficiently without breaking any rules.

From making pension contributions to withdrawing director dividends and a salary, it can be a lot to get your head around.

How we can help

Given the complexities of withdrawing from your business tax-efficiently, it’s only sensible to speak to our team of independent and knowledgeable advisers. Experts in the topic, we’ll work together to achieve the best outcome.

Your idea of a tax-efficient income is based on several factors and external influences. Other assets you have away from the business, succession plans, and your own objectives will play a role in how best to move forward. We take into consideration all these factors to form a plan.

The Financial Conduct Authority does not regulate tax planning.

  • A safe pair of hands Think of us as another part of your business. Someone who cares about you personally and the future of the business.
  • Planning for the future By assessing your current financial situation, we offer advice on how to become as tax-efficient as possible, both now and in the future.
  • Knowledgeable and trusted When it comes to your business, don’t settle for less. You’ll be met by a team who knows exactly what they’re talking about.

The value of advice

Yes, we offer professional advice and take care of your worries, but our value goes beyond that.

We turn the complex into something simple and enable you to understand your finances. We deal with sensitive solutions with empathy and build a relationship formed of trust. Value might be hard to quantify, but we make it look easy.

More of life’s big questions

Our work encompasses all of life’s major events and we have specialist advisers on hand to navigate your worries.

Can I understand how much money I need to retire?

We know the retirement process like the back of our hands, so there’s no team better equipped to advise you.

Are my investments delivering what I need them to?

Delegate to someone who has experience in delivering what you need from your investments.

How do I make sure my family is secure if I die or fall ill?

Plan ahead to avoid money worries piling up and reaching a point where you’re unable to do anything yourself.

How can I get a mortgage to find my dream home?

Our team of independent mortgage advisers will put their heart and soul into finding the right mortgage for you.

Is equity release the right option for me?

Equity release is a big decision. So big, in fact, that you don’t want to make the decision alone.

How can I take money from my business tax-efficiently?

We’ll work together to achieve the best outcome because we care about you personally and your business.

What do I need to think about when it comes to selling my business?

We’ll be there through every twist and turn, from the first potential sale to telling your employees and beyond.

I’ve received an inheritance, how do I invest it?

Our advisers will go at your pace, advising you on where best to place this newfound money.

How can I minimise the amount of tax paid when I die?

We’ll plan ahead to ensure that more of your wealth goes to the people you choose, rather than the tax office.